What Does Hail Damage to Your Roof Look Like?

The average hail storm only lasts six minutes, but the National Weather Service estimates that the damage caused, every year, by these short storms is close to $1 billion. How do you know if your roof has suffered damage? Travelers Insurance has some tips:

 

Shingles can react differently when struck by hail. As an example, hail damage to asphalt and composition shingles can look very different than hail damage to wood shingles. It is important to know the different effects of the damage to properly identify whether or not you have roof damage from hail.

Asphalt and Composition Shingles Hail Damage

  • Random damage with no discernable pattern.
  • Hail hits that are black in color.
  • Loss of granules, which may expose the roof felt.
  • Asphalt and/or mat that appears shiny.
  • Hail hits that are soft to the touch, like the bruise on an apple.

Wood Shingles Hail Damage

  • Random damage with no discernable pattern.
  • A split in the shingle that is brown/orange in color.
  • A split in the shingle that has sharp corners and edges.
  • A split in the shingle that has little to no deterioration at the edges.
  • Impact marks or dents along the splits.

There are many other types of damage to shingles that can be mistaken for hail damage. For example, exposure to inclement weather and sunlight makes shingles brittle and gives them an aged appearance. This type of damage is normal wear and tear of shingles, which is sometimes misidentified as hail damage. Other types of normal wear and tear may include blistering, cracking, granule loss, flaking and algae. Manufacturing defects and mechanical imperfections in shingles can also be mistaken for hail damage.

If you believe your home has sustained damage from hail, call your agent or insurance representative to discuss possible next steps.

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